Industry News
Industry news reported in inverted-pyramid form: what changed, why, and what your business should do about it. Each item includes a clearly labeled PFG perspective so you know where our vested interest is.
Top Stories
Sales are forecast to grow 1.5 percent in 2026, but Restaurants Canada's Q2 report finds cost growth eating the margin, with 64 percent of operators less profitable than a year ago.
PFG’s View
A margin squeeze punishes an owner twice. It drains the account month by month, and it degrades the financial statements a lender will eventually read. The practitioner move is to set up the line…
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Filter by what you care about: program changes, the rate environment, or the franchise sector. Every item carries a labeled PFG view, so you always know where our interest sits.
Sales are forecast to grow 1.5 percent in 2026, but Restaurants Canada's Q2 report finds cost growth eating the margin, with 64 percent of operators less profitable than a year ago.
PFG’s view. A margin squeeze punishes an owner twice. It drains the account month by month, and it degrades the financial statements a lender will eventually read. The practitioner move is to set up the line…
Read ArticleThe overnight rate stays at 2.25% for a fourth consecutive decision, leaving bank prime at 4.45% and the cost side of floating-rate business borrowing where it sat in the spring.
PFG’s view. A hold reads like a non-event. For an owner pricing a renewal or penciling a new file, it is the useful kind of quiet. The planning math holds still, and the numbers you ran in the spring are still…
Read ArticleA June 2026 Federal Court decision faults the CRA's reasoning in upholding late-filing penalties on Form T1135, the foreign-property disclosure many newcomers do not know applies to them.
PFG’s view. CRA standing is one of the first things a lender-facing file shows. Notices of assessment, balances owing, and filing history all get read before anyone reads the growth story. A missed information…
Read ArticleMarket conditions change what is possible. Know what changed first, and what to do about it.