Commercial Finance
Most business owners take whatever their bank offers.
They don't know what else is out there, and they don't have time to shop around.
We do.
PFG Financial works with banks, credit unions, and institutional lenders across Canada to find the right financing for your business.
We position your deal properly, get lenders competing, and negotiate terms that actually work for you.
YOUR FINANCING ADVOCATE
Banks Work for Banks. We Work for You.
Our team has sat on both sides of the desk.
We know what lenders look for, how credit decisions get made, and where there's room to negotiate.
You get better rates, better terms, and a process that doesn't waste your time.
Lines of Credit give you flexible access to capital for inventory, payroll gaps, or opportunities that won't wait.
We match you with lenders offering competitive rates and structures that fit your cash flow.
Working Capital Loans provide the funds you need to cover operating expenses, bridge receivables, or invest in growth without giving up equity.
Equipment Finance lets you acquire the tools, vehicles, or technology your business needs without draining your cash reserves.
We arrange financing and leasing options that keep your operations moving.
Commercial Mortgages help you purchase, refinance, or expand commercial property. We work with lenders who understand owner-occupied, investment, and mixed-use properties.
Every deal is different. We assess your situation, prepare your application to lender standards, and manage the process so you can focus on running your business.
WHO WE WORK WITH
Who Is This For?
We work with established businesses that have outgrown startup financing but aren't getting the attention they deserve from their bank.
You're a good fit if:
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You're an incorporated business with at least 2 years of operating history
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You have consistent revenue and a clear use of funds
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You're looking for $100K to $5M+ in financing
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You want better terms than what your bank is currently offering
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You're expanding, acquiring, or investing in equipment or property
If your bank is slow, inflexible, or just not returning your calls, we should talk.
