Case Studies

Real deals. Real numbers. Anonymized.

Anonymized deals in strict Situation, Constraint, Move, Result, Takeaway form. Real numbers, no client names. One story per situation type: the owner who outgrew conventional lending, the franchisee without a track record, the business buy that needed creative structure.

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Baker in an apron boxing pastries behind a bakery display case

Lines of Credit$1.98M restructured: two term loans plus a new $110,000 operating line

Bakery Group Refinances $1.9M of Term Debt and Cuts Its Annual Interest by a Third

a bakery group with two corporate stores and seven franchise locations across four provinces

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Cafe owner standing behind the counter of her shop

Government Loans$100,000 government-backed loan

Café Owner Secures a $100K Government Loan After Being Declined by Every Lender

a single-location café owner expanding to a second location

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Two warehouse workers handling a package among stocked shelves

Lines of Credit$500K factoring facility

Canadian Retail Supplier Secures a $500K Factoring Facility After the Banks Said No

a Canadian consumer-products company supplying major national retail chains

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The five-part template.

Every case follows the same structure. This is what each part must contain.

Situation

The business, the owner's goal, and what they are trying to solve or build.

Constraint

The real bottleneck: underfunded balance sheet, no track record, collateral gap, or market condition that narrows options.

Move

The strategic shift or financing structure we designed: restructure the ask, match a different lender, build the plan differently.

Result

The funded outcome with real numbers: funding amount, rate, term, and the path that made it possible.

Takeaway

The lesson for other owners: what worked, what owners usually get wrong, and what the market actually rewards.

Numbers are published only with client clearance.

Discover what your situation calls for.

One assessment reads your file the way a lender does, then tells you the path that works for you.

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