Franchise
Both sides of the franchise table, one team.
PFG works the whole franchise circle. Brands bring us their franchisees to finance, and operators who want to franchise their business come to us. PMG runs the books for both, as the official accounting partner several brands name to their systems.
Franchisees get a financing team that has funded first locations, resales, and multi-unit expansions, including operators in systems like Tim Hortons, Mr. Greek, and Subway. Founders get the other service: turning a business that works into a brand that franchises.
The Full Circle
Funded operators become multi-unit operators.
A franchise system grows exactly as fast as its operators can finance growth. That's why we're the official financing partner and PMG the official accounting partner for major brands: a franchisee who gets funded, keeps clean books, and sees their numbers monthly is a franchisee who opens a second location.
The same circle runs for founders. When we help a business become a franchisor, their first franchisees get our financing practice and PMG accounting ready day one. The brand sells units. The units actually fund. We keep compounding it.
NExA for franchises
One assessment, two sides.
For franchisees
Finance the first unit, the resale, or the next three.
NExA for franchises reads your file against the brand's curve, tells you where you actually stand, then the six-step roadmap runs. What a location actually costs, how the financing stack works, what lenders read in a one-unit operator, and when a quoted term sheet is market versus predatory.
For founders
Turn the business into the brand.
NExA for franchises reads your business for franchisability. Then the seven-step build runs: structure, CPA-prepared financials your future franchisees’ lenders will read, royalty model, brand and marketing, launch and rollout, and ongoing support. The honest version, including when the answer is not yet.
Already operating? The accounting side, royalty reporting and multi-unit books, lives at franchise accounting.
The Roadmap
Six steps, in the order that works.
The same sequence we run for every franchise engagement, whether the operator is buying unit one or unit four.
Questions, answered
What both sides ask us.
Which brands do you work with?
Several franchise brands across North America name PMG as their official accounting partner and route franchisees to PFG for financing; we have financed operators in systems including Tim Hortons, Mr. Greek, and Subway. Brands outside our partner list are taken case by case: the lending logic transfers, the brand-specific knowledge gets built per system.
Do you work for the franchisor or for me?
On a financing file, for you. The brand may have sent you to us, but the engagement, the fee, and the duty run to the borrower: you pay us, not the brand and not the lender, and we tell you when a deal does not pencil even when the franchisor would prefer otherwise. Partnership gets us deal flow. It does not buy our answer.
Is franchise financing different from regular business financing?
Meaningfully. The brand carries a track record lenders already know: stabilization curves, failure rates, resale values by system. A strong brand makes a young operator more fundable than a comparable independent; a weak brand does the opposite. The file rides the system’s data as much as yours, which is why brand-side knowledge matters.
Can you help with a franchise resale?
Yes, and resales are often the better-priced entry: trailing financials exist, the location is proven, and the seller has reasons. The financing reads differently (you are buying assets and an operating history, not a buildout), and the asset-versus-share structure question shows up here too. Start with the structure before the offer.
Start on whichever side of the table you sit.
Franchisees get a financing assessment read against their brand's system. Founders get the franchisability conversation, including the honest version of not yet.
Lenders pay us nothing. The only file our advice serves is yours.